Aziz Samih Rank
Posts : 33 Points : 11054 Reputation : 41 Join date : 2009-05-22 City : London
| Subject: To all Moroccans abroad, beware of “Attijari Wafa Bank” Fri May 29, 2009 5:23 am | |
| أيها المهاجرون المغاربة ، احذروا ورقة التجاري وفا بنك [size=18]تقوم مؤسسة"التجاريوفا بنك" بإرسال ورقة معلومات إلى الزبناء المنخرطين لديها في ما يسمى ب"باكيدج بلا حدود" والخاص بالعمال المغاربة في المهجر، لكن بعدملأها من طرف المهاجر يقع ما لا يكن في الحسبان.
المواطن المغربي( م. ا ) مهاجر في ألمانيا، وبعد ملأه وبعثه لهذا المطبوع، استغلته مؤسسة تأمينات Mondial Assistance "مونديال اسيستانس " التابعة للبنك المذكور، وقامت باقتطاع واجبات الاشتراك في هذه التأمينات سنتين متتاليتين، بالرغم من أن هذا المهاجر لم يوقع عقدا مع مؤسسة التأمين، ولم يسبق له أن التقى السيدة التي سجلت اسمها كموظفة قامت بإجراءات عملية الانخراط.
بل أكثر من ذلك، أن اسم الموظفة لا يوجد في فرع البنك الذي ينخرط فيه هذا المهاجر . وللإشارة فإن هناك فرق بين بطاقة "باكيدج بلا حدود"، و تأمينات"مونديال اسيستانس" ، في المهام و الأهداف بالرغم من أنهما معا ينتميان لنفس البنك، فالأولى بطاقة بنكية تسلمها البنك بعد توقيع عقد سنوي يقتطع بموجبه من حساب المنخرط 250 درهم كل عام ، و الثانية هي مؤسسة للتأمينات.
وفي حالةالمهاجر (م. ا )، نجد أن البنك سربت معطياته و بياناته الخاصة لمؤسسة (Mondial Assistance) ، في خرق واضح للقانون الذي يضمن سرية وخصوصية المعطيات، و خاصة أنه أرسل ورقة المعلومات إلى البنك و ليس إلى مؤسسة "مونديال اسيستانس" للتأمينات.
وقد قام المعنيبالأمر بإبلاغ البنك المركزي في البيضاء مرات عدة، وفرع البنك المنخرط فيه، وكذلك فرع البنك في دوسلدورف، باعثا رسائل بالبريد العادي و المضمون مع إشعار بالتوصل ، لكنه لم يتوصل بأي رد على شكاياته لحد الساعة، وقد مر على قضيته أكثر من عامين، ما جعله يفكر في اتخاذ إجراءات قانونية لإنصافه.
ويبدو من خلالهذه القضية طبيعة الاهتمام الذي يوليه "التجاري وفا بنك" للعمال المهاجرين في المهجر، الذي يمطرنا بإعلاناته الدعائية كل يوم، وهي دعايات إشهارية لا تحمل إلا الاسم، في زمن أضحى فيه التسيب واللامبالاة هو سيد الموقف.
كما يكشف هذاالتعامل طبيعة العقلية الانتهازية التي تتعامل بها بعض المؤسسات المغربية مع المهاجرين المغاربة، و الذي ينظر لهم فقط كمصدر للعملة الصعبة.
وتقول المصادر،إن التجاري وفا بنك، تأسس بعد اندماج البنكين المغربيين البنك التجاري المغربي، وبنك الوفاء سنة 2003،
.و تملك"مجموعة أونا" جزء من رأسماله To all Moroccans abroad, beware of “Attijari Wafa Bank”
Attijari Wafa Bank has been sending a personal information form to its customers who have signed for “Without Borders Package”, which is aimed at Moroccans abroad. Unfortunately, it has transpired that on completion of the said form, the unexpected happens!
Mr. (M. A) a Moroccan national living in Germany, has discovered, to his dismay, that after he had completed and returned the form, Mondiale Assistance, an insurance company affiliated to Attijari Wafa Bank, used his details without his consent and has been deducting a subscription fee for two years.
It is worth-noting that Mr. M. A neither signed an agreement with the insurance company nor had he met the lady who has supposedly processed the subscription form.
What’s more, there is no female member of staff with that name at the customer’s branch. Incidentally, there is a difference between “Without Borders’ Package” and Mondiale Assistance insurance, both in terms of functions and aims, although they are part of the same bank. The first is a bank card which the customer receives after signing an annual agreement for a subscription fee of 250 dhs a year. The second is an insurance company that sells insurance policies.
In the case of the Moroccan migrant Mr. M.A, we find that the bank has passed on his details and his statement to Mondiale Assistance in a flagrant breach of the Data Protection Act, given that he had sent the personal information form to the bank and not the insurance company, Mondiale Assistance.
The customer in question has informed the Head Quarter of Attijari Wafa Bank and his branch of this incident a number of times, as well as the representative office in Dosoldorf, by normal post and recorded delivery. However, he is yet to receive a reply regarding his complaints.
Having waited for two years, Mr. M.A is now considering legal action.
This case seems to illustrate how much “Attijari Wafa Bank” cares about Moroccans abroad; a bank that has been bombarding us with adverts on a daily basis. It seems that this advertising campaign is no more than a commercial exercise at a time where anarchy and indifference seem to rule.
This treatment also betrays the exploitative mentality that Moroccan institutions have displayed towards Moroccan migrants, who are seen merely as a source of hard currency.
Incidentally, Attijari Wafa Bank was established after a merger between two Moroccan banks, “The Moroccan Bank of Commerce” and Wafa Bank in 2003. ONA group owns part of its capital.
Translated by Aziz Samih from hespress.com
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Last edited by Aziz Samih on Tue Jun 02, 2009 11:05 am; edited 1 time in total | |
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shakib
Posts : 4 Points : 10840 Reputation : 2 Join date : 2009-05-29 City : London
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Sat May 30, 2009 4:38 am | |
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3la Bal Rank
Posts : 19 Points : 10864 Reputation : 16 Join date : 2009-06-01 City : London
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Thu Jun 04, 2009 7:26 am | |
| Good Work, we need more people like you to make our community aware of the facts | |
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hicham
Posts : 4 Points : 10822 Reputation : 4 Join date : 2009-06-08 City : london
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Wed Jun 17, 2009 4:58 pm | |
| and also beware of hassania | |
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Moksy
Posts : 1 Points : 10807 Reputation : 0 Join date : 2009-06-12 City : London
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Mon Jun 22, 2009 9:45 am | |
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wonderfull
Posts : 7 Points : 10779 Reputation : 4 Join date : 2009-07-01 City : leeds
| Subject: wonderfull site Wed Jul 01, 2009 3:30 pm | |
| A very interesting site. Thank you so much. The person representing us in Casa does not even know where casablanca is on the map. If CCME can afford to allocate him and his colleague a 5000 dr suite per night that's wonderful. He claims that he has the best bargaga. He is dreaming. How can you allow this Mr Aziz? We are very sorry to hear about what happened. Dont worry, we will support you. The wheel will not spin all the time. It will have to stop. He cannot even write or spell his name. Regards | |
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wonderfull
Posts : 7 Points : 10779 Reputation : 4 Join date : 2009-07-01 City : leeds
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Wed Jul 01, 2009 3:35 pm | |
| EVIL WHAT MEN DO LIVES AFTER THEM NOONE SHOULD MIX WITH THEM IT'S HARD TO COMMUNICATE WITH ABDESLAM LABLAK ABOUMELLAL MOHAMED ALLAH WILL REWARD YOU BROTHER THANKS FOR THE EFFORT KEEPING THIS SIGHT ALIVE GOOD NIGHT EVERY BODY WISH YOU WELL | |
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wonderfull
Posts : 7 Points : 10779 Reputation : 4 Join date : 2009-07-01 City : leeds
| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” Fri Jul 17, 2009 9:00 am | |
| hello everybody happy holiday to all our moroccan community bye for now thanks | |
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| Subject: Re: To all Moroccans abroad, beware of “Attijari Wafa Bank” | |
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